Hi, I’m here to help you with your mortgage and financial goals. What Are Down Payment Assistance Programs? Down Payment Assistance (DPA) programs are designed to help people,…
Category: Blog
Everything you need to know about Low-Income Housing Programs and Government Assistance is right here.
Good Neighbor Next Door (GNND) Program: A Real Opportunity If You Know Where to Look
Most people hear about the Good Neighbor Next Door (GNND) program and think it sounds too good to be true. A 50% discount on a home? There has…
Emergency Rental Assistance (ERA): Still Available in Some Areas – Don’t Miss Out!
A lot of people assume that rental assistance is long gone. Makes sense, right? The pandemic is over, and most of those emergency programs have shut down. But…
Calculate Your Area Median Income (AMI)
If you’re curious about whether you qualify for affordable housing, figuring out your Area Median Income (AMI) is a great place to start. AMI gives you a snapshot…
Building a Rental Property Emergency Fund: A Guide for Property Owners
Imagine this: it’s 2 a.m., your phone rings, and it’s your tenant. There’s a burst pipe, and water is everywhere. You need to call a plumber ASAP. Or it’s tax…
Using Gift Letters for Your Mortgage
Your lender demands a gift letter and supporting documentation when someone offers you money to assist you in purchasing a home. A gift letter is a formal piece…
Understanding Ground Rent Agreements
There are several ways to own a home or property in America. Acquiring property can be one of the most expensive things to do. One uncommon way you…
Manufactured Housing
Manufactured housing is a dwelling unit built chiefly or off-site at factories before being transported to a plot of land where it is set. Compared to traditional homes…
Fannie Mae and Freddie Mac: An Overview
How they assist the mortgage industry and ease COVID-19 mortgage stress The mortgage market in the United States is incredibly liquid and stable in appreciation to Fannie Mae…
Is It Better to Rent or Buy?
You have to decide for yourself if it’s better to rent or buy. Both have pros and cons. Buying a house gives you privacy, ownership, and home equity,…